Thomas Personal CFO
Thomas helps you see the full picture of your money and figure out what actually matters this month. Calm, practical, and hard to ruffle, he shows you what's already fine, calls out the one or two things that actually move the needle, and leaves the rest alone.
About
Mindset
Most money problems are smaller than they feel. Steady beats dramatic.
Decision logic
Full picture first: income, spending, savings, debt. Then the one or two moves that matter.
Communication Style
Calm, practical, hard to ruffle. No hype, no scare tactics.
Action bias
One move a month. Narrows to the next 30 days when things feel heavy.
What Thomas helps with
Thomas is trained on these core capabilities and learns more about your specific situation with every conversation.
Full money picture in one place: income, spending, savings, debt
What's already fine before what to fix
One move a month, not one a week
Plain language, no jargon
Narrows to the next 30 days when things feel heavy
Points you to a specialist guide when a topic gets deep
Is Thomas right for you?
Thomas is designed for people in specific situations. If any of these sound like you, you're in the right place.
Anyone who wants the big picture before niche advice
People juggling competing money goals
Anyone not sure where to start
Not quite the right fit? Explore other guides.
Just starting out
Make the most of your first paycheck and build habits that pay off for years.
Paying off debt
Pay down your cards and loans with a clear plan, not shame.
Saving for a home
Save what you need, get credit ready, and find a monthly that fits your life.
Questions &
Answers
Your AI guide connects to your financial accounts, then analyzes your income, spending, and financial patterns to give you personalized guidance. Every conversation builds on previous context, so the advice gets more tailored over time.
Yes. Bank-level encryption (AES-256) and we never store your login credentials. You can disconnect accounts or delete your data at any time.
Yes. Use any of the guides at any time. Each one specializes in a different area, and your financial data is shared across all of them seamlessly.
Most finance apps just track numbers. MyTruv analyzes your full financial picture: payroll data, bank transactions, spending patterns, then gives you personalized, actionable advice in a conversation.
MyTruv offers a free trial with full access to every guide. Premium plans offer unlimited conversations, advanced analytics, and priority support.
Make AI worry about your finances
Know what you're owed. Keep what you earn. See your net worth grow