Make AI worry about your finances

AI tracks your income, accounts, investments, and bills. Messages you when there's money to save or a decision to make. You approve the moves, AI does the work.

The operating system for your finances

Connect your accounts once. MyTruv reads the data, follows the flow, and makes sense of every move.

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MyTruv dashboard showing spending, cash flow, and net worth

Clarity at a glance

Charts that explain themselves. Numbers that stay simple. Decisions that feel easier.

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Built for every AI tool

Use MCP, REST API, or CLI to securely bring your financial data into ChatGPT, Claude, Cursor, or your own app.

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Where did my money actually go this month?
You spent $5,100 across 249 transactions. Here's the breakdown, pulled straight from MyTruv.
Food & Dining: $1,020 (20%) · up 5% vs last month
Housing: $1,450 (28%) · flat
Transportation: $680 (13%) · down 8%
Shopping: $620 (12%) · up 12%
Subscriptions: $340 (7%) · 3 you haven't used in 60+ days
## One thing worth fixing
Whole Foods is $408 of your dining, 40% of the category. You went 12 times. Want me to pull the weekly cadence and flag the weeks that ran hot?
Ask anything

An expert for your goals,
stage of life, and decisions ahead

Thomas Personal CFO

Your default guide for the big picture. Spots what matters and helps you decide what to do next.

Mindset

Most money problems are smaller than they feel. Steady beats dramatic.

Decision logic

Full picture first: income, spending, savings, debt. Then the one or two moves that matter.

Communication Style

Calm, practical, hard to ruffle. No hype, no scare tactics.

Action bias

One move a month. Narrows to the next 30 days when things feel heavy.

Choose Thomas

Real feedback. See what people say

Saved $1,200+

Found my gym was double-charging me plus three forgotten subscriptions. Feels like having a personal accountant.

Jennifer Park

Jennifer Park

Marketing Manager

+$2k Raise

Showed I was underpaid by 15%. Used the data to negotiate a $2k raise. Never would have known.

Mike Rodriguez

Mike Rodriguez

Software Engineer

Found $340/mo

I had no idea I was paying for 7 different streaming services. MyTruv showed me everything in one place.

Tom Harrison

Tom Harrison

Small Business Owner

Cut $480/mo

Four overlapping cloud plans and an old meal kit I forgot to cancel, all surfaced in one place. Gone in a weekend.

Priya Sharma

Priya Sharma

Product Designer

+$18k Emergency Fund

The cashflow forecast showed exactly how much I could redirect each month. Built six months of runway in under a year.

Daniel Lee

Daniel Lee

Consultant

Paid off $9k

MyTruv mapped every interest rate and showed the fastest payoff order. Knocked out my credit card debt in eight months.

Emily Chen

Emily Chen

Data Analyst

Financial intelligence for less than two coffees a month

MyTruv Free

All features with starter limits.

What you get

  • 1 Connected Bank
  • 1 Payroll
  • 1 Credit Score
  • AI money experts
  • Limited AI Chat
  • Smart alerts & signals
  • Daily data refreshes
  • Monthly reports

MyTruv Pro

Your complete financial picture.

EARLYBIRD · Limited-time price

$4.99 / month

Billed annually at $59.88

What you get

  • Unlimited connected accounts
  • Full financial picture
  • Net worth tracking & history
  • Investment portfolio analysis
  • Unlimited AI chat
  • On-demand data refreshes
  • Weekly reports & insights
  • Data export (CSV)
  • API access
  • CLI access
  • MCP access
  • Priority support

Questions & Answers

MyTruv is a personal finance app that connects all your financial accounts in one place and uses AI to give you clear, honest answers about your money. It tells you where your money goes, what you're worth in the job market, and what your financial future looks like, without the fluff.

Connect your bank, payroll, and credit accounts once. MyTruv reads every transaction, categorizes it, and builds a full picture of your money. Then you pick an AI guide and ask anything. Answers come from your real numbers, not generic advice.

MyTruv supports 13,000+ US banks, credit unions, credit cards, investment brokerages, and payroll providers through bank-grade data partners. If you have an account, chances are we can connect it.

Yes. MyTruv uses read-only connections, so nothing can move in or out of your accounts. Credentials are handled by our SOC 2 Type II certified data partners and never stored on our servers. All data is encrypted in transit and at rest with AES-256.

Every insight is grounded in your real transactions, balances, and paychecks, pulled directly from your connected accounts. No guessing, no averages from other people. If a number is on your screen, MyTruv can show you exactly where it came from.

Yes. Whether you're deciding if you can afford a new apartment, evaluating a job offer, planning for a baby, or weighing debt payoff against investing, MyTruv's AI analyzes your full financial picture and gives you a personal, actionable answer.

MyTruv is conversational first. Rocket Money and Credit Karma show you charts and upsell you into products; YNAB and Copilot make you build budgets and pivot tables. MyTruv lets you ask questions in plain English and answers with your own data. You also get 10 specialized AI experts for different life situations, plus API, CLI, and MCP access so your financial data can plug into ChatGPT, Claude, or your own tools.

Free plans refresh daily. Pro refreshes on demand, so the number you see is the number that just cleared your account.

Yes. Free includes 1 connected bank, 1 payroll, 1 credit score, limited AI chat, daily refreshes, and monthly reports. Pro is $4.99/month billed annually and unlocks everything: unlimited accounts, unlimited AI chat, on-demand refreshes, weekly reports, and API / CLI / MCP access.

Yes. A card on file is required when you create an account. You're only charged if you upgrade to Pro, and you can stay on Free as long as you'd like.

Yes. Cancel Pro in one tap in the app. No forms, no retention calls, no fees.

Your conversations and financial data are encrypted end-to-end with AES-256. We never sell your data, never use it to train third-party models, and you can delete your account and everything associated with it at any time.

MyTruv is currently US-only. International support is on the roadmap.

Yes. MyTruv runs on iOS, the web app, and via API, CLI, and MCP so you can bring your financial data into ChatGPT, Claude, Cursor, or your own tools.

Make AI worry about your finances

Know what you're owed. Keep what you earn. See your net worth grow