Ask your money in the chat
ChatGPT ChatGPT

Use MyTruv inside ChatGPT.

A custom MCP connector adds your MyTruv accounts to the ChatGPT you already use. Ask in plain English. ChatGPT pulls real numbers from real accounts.

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"Where did my money actually go this month?"

ChatGPT calls MyTruv tools under the hood, then answers with the real categorized breakdown.

Where did my money actually go this month?
Pulled your last 30 days from MyTruv. $4,827 total across 142 transactions. Top buckets:
•Groceries: $812 · 28 transactions · +18% vs last month
•Dining out: $604 · 21 transactions · steady
•Subscriptions: $487 · 12 streams · 2 you haven't used in 60d
•Rent: $2,150 · 1 transaction
•Transport: $312 · 14 rides · -40% (bought a transit pass)
The grocery jump is mostly two Costco runs ($318 combined). The unused subs are HBO Max ($16) and Adobe ($55). Want me to draft the cancel emails?
Ask anything

How it works

Set it up in 3 minutes.

Server URL 
https://api.mytruv.com/mcp
Step 01 of 05

Turn on Developer mode

Open ChatGPT and go to Settings → Apps → Advanced settings, then toggle Developer mode on. ChatGPT warns this is an "elevated risk" setting. That's expected for any third-party MCP app.

Step 02 of 05

Create the MyTruv app

Go back to Settings → Apps and click Create app.

Step 03 of 05

Enter the connector details

Name: MyTruv. MCP Server URL: paste the server URL above. Authentication: OAuth.

Step 04 of 05

Trust and create

Check the box to trust the application, then click Create. ChatGPT opens MyTruv's sign-in page so you can authorize access.

Step 05 of 05

Use it in a chat

Start a new chat, click +, choose More, and toggle on MyTruv. While the app is active, the chat input shows a DEVELOPER MODE badge.

Personal finance, finally where you already are.

No app to open. Ever.

ChatGPT is already open. Now it can answer "how am I doing this month?" without you opening another app, downloading a CSV, or spreadsheeting your Tuesday away.

Specific answers, not generic advice.

ChatGPT used to give vague tips because it didn't know your numbers. With MyTruv it knows. "Should I increase my 401(k)?" becomes answerable from your actual income, savings rate, and cash buffer.

A monthly check-in you actually do.

Build a Project once and your monthly review becomes one click. ChatGPT pulls every account, ranks the moves that mattered, and tells you exactly what changed. The thing you always meant to start, finally automated.

One OAuth, then it's invisible.

Connect once and forget the connector exists. Every chat, every Custom GPT, every Project has access to your finances after that. No keys to rotate, no integrations to maintain.

Try these in ChatGPT.

One click opens a fresh chat. If MyTruv isn't connected yet, ChatGPT walks you through it before answering.

Snapshot

Give me a full financial snapshot: balances, net worth, and where my money went this month.

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Spending

Break down my spending by category this month.

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Subscriptions

What subscriptions and recurring bills am I paying for? Flag any I might be able to cut.

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Income

What are my income sources and how much do I earn from each?

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Trends

How has my net worth changed over the last 6 months?

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Tax prep

Find all my tax-deductible expenses from last year: charitable donations, medical, business meals.

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API surface

What ChatGPT can see.

Ten read-only tools. ChatGPT picks the right one for your question. You never call them directly.

10 tools
read_only
accountBalances()

// Current balances across every connected account, with totals by type.

balanceHistory()

// Assets, liabilities, and net worth over time (1M, 3M, 6M, 1Y, all).

connectedAccountsLookup()

// Every active link with provider, status, and metadata.

transactionHistory()

// Bank transactions across all accounts, anonymized descriptions, up to 365 days.

searchTransactions()

// Search by text, amount range, type, or category, with pagination.

recurringTransactions()

// Subscriptions, bills, and recurring income with frequency + next-expected dates.

spendingAnalysis()

// Breakdowns by category, merchant, or time period with trend comparisons.

incomeReport()

// All income from payroll and bank sources, tagged by data source.

getPayrollIncome()

// Pay-stub history for a specific employer.

getBankIncome()

// Bank-derived income analysis for a specific account.

Questions & Answers

Yes. MyTruv MCP is only available on the MyTruv Pro plan. Sign up or upgrade in Settings.

Custom MCP connectors require a paid ChatGPT subscription (Plus, Pro, Business, Enterprise, or Edu). The free plan does not support custom connectors.

ChatGPT shows that warning for any third-party MCP connector. MyTruv MCP is read-only. It cannot move money or modify your accounts.

Yes. The connection uses OAuth, no API keys to manage. The MCP server is read-only, served over HTTPS, and bank-level encrypted.

Yes. Open ChatGPT Settings → Apps, find MyTruv, and remove it. You can also revoke access from your MyTruv account settings.

Make AI worry about your finances

Know what you're owed. Keep what you earn. See your net worth grow.