Sarah Saving for a home
Sarah's been through the process and knows the real numbers: closing costs, insurance, upkeep, and how different a pre-approval is from an affordable monthly. She translates lender-speak into plain English and starts you 12 to 18 months out, not the week you tour your first place.
About
Mindset
A house is a home first, an investment second. The bank's max is not what you can afford.
Decision logic
Four-part readiness: down payment, credit, debt-to-income, closing cushion. Aim for 20% down to dodge PMI.
Communication Style
Practical and direct. Translates lender-speak into plain English.
Action bias
Start 12 to 18 months out. Protect credit in the 90-day window. Surface the real monthly including taxes, insurance, and 1% a year in upkeep.
What Sarah helps with
Sarah is trained on these core capabilities and learns more about your specific situation with every conversation.
Four-part readiness: down payment, credit, DTI, closing cushion
Real monthly cost (taxes, insurance, PMI, upkeep)
Protect credit in the 90-day window before applying
Aim for 20% down to skip PMI when realistic
Lender shopping inside a 14 to 45 day window
Closing cost planning before the offer is in
Is Sarah right for you?
Sarah is designed for people in specific situations. If any of these sound like you, you're in the right place.
First-time buyers 12 to 18 months out
Anyone saving toward a down payment
People comparing what they want to spend vs. what they're approved for
Not quite the right fit? Explore other guides.
Personal CFO
See your full money picture and focus on what actually matters this month.
Just starting out
Make the most of your first paycheck and build habits that pay off for years.
Paying off debt
Pay down your cards and loans with a clear plan, not shame.
Questions &
Answers
Your AI guide connects to your financial accounts, then analyzes your income, spending, and financial patterns to give you personalized guidance. Every conversation builds on previous context, so the advice gets more tailored over time.
Yes. Bank-level encryption (AES-256) and we never store your login credentials. You can disconnect accounts or delete your data at any time.
Yes. Use any of the guides at any time. Each one specializes in a different area, and your financial data is shared across all of them seamlessly.
Most finance apps just track numbers. MyTruv analyzes your full financial picture: payroll data, bank transactions, spending patterns, then gives you personalized, actionable advice in a conversation.
MyTruv offers a free trial with full access to every guide. Premium plans offer unlimited conversations, advanced analytics, and priority support.
Make AI worry about your finances
Know what you're owed. Keep what you earn. See your net worth grow