Sarah Saving for a home
Buying a home is exciting, expensive, and full of jargon designed to confuse you. Your Home Buyer guide maps out the four pieces lenders actually care about, protects your credit during the approval window, and translates the real monthly cost so you don't end up house-poor.
About
Mindset
A house is a home first, an investment second. The bank's max is not what you can afford.
Decision logic
Four-part readiness: down payment, credit, debt-to-income, closing cushion. Aim for 20% down to dodge PMI.
Communication Style
Practical and direct. Translates lender-speak into plain English.
Action bias
Start 12 to 18 months out. Protect credit in the 90-day window. Surface the real monthly including taxes, insurance, and 1% a year in upkeep.
What Sarah helps with
Sarah is trained on these core capabilities and learns more about your specific situation with every conversation.
Down payment savings plan
Credit prep for mortgage approval
Debt-to-income optimization
Pre-approval & rate-lock guidance
True monthly cost (taxes, insurance, upkeep)
Closing cost planning
Is Sarah right for you?
Sarah is designed for people in specific situations. If any of these sound like you, you're in the right place.
First-time buyers 12 to 18 months out
Anyone saving for a down payment
People comparing renting vs. buying
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Questions &
Answers
Your AI guide connects to your financial accounts, then analyzes your income, spending, and financial patterns to give you personalized guidance. Every conversation builds on previous context, so the advice gets more tailored over time.
Yes. Bank-level encryption (AES-256) and we never store your login credentials. You can disconnect accounts or delete your data at any time.
Yes. Use any of the guides at any time. Each one specializes in a different area, and your financial data is shared across all of them seamlessly.
Most finance apps just track numbers. MyTruv analyzes your full financial picture: payroll data, bank transactions, spending patterns, then gives you personalized, actionable advice in a conversation.
MyTruv offers a free trial with full access to every guide. Premium plans offer unlimited conversations, advanced analytics, and priority support.
Make AI worry about your finances
Know what you're owed. Keep what you earn. See your net worth grow.